Renters in BC: You Need Tenant Insurance (Seriously!)

Hey renters! So, as your landlord, we've got building insurance, which is great. But it doesn't cover your stuff or protect you if something goes wrong. That's why you need tenant insurance (aka renters insurance). Here's the lowdown:

Why is it a big deal?

1. Your Stuff Matters: Imagine a fire or a flood. All your things – furniture, electronics, clothes – could be ruined. Our insurance covers the building, not your stuff. Tenant insurance steps in to help replace it. Think: fire, theft, water damage, and even some crazy weather stuff (but maybe not earthquakes, those need extra coverage). Could you afford to replace everything you own? Probably not.
2. Oops Moments Happen: What if someone gets hurt in your place? Or you accidentally flood the downstairs neighbor? Liability coverage in your tenant insurance can save you from a huge financial headache. We're talking about covering medical bills and legal stuff.
3. What If You Can't Live There? If something bad happens and your place becomes unlivable, tenant insurance can help pay for a hotel, food, and even moving your stuff. It's called Additional Living Expenses (ALE), and it's a lifesaver.
4. It's Actually Required: Yep, it's in your rental agreement. Tenant insurance is a must. We want you to be protected!

It's Not Expensive!

Seriously, it's way cheaper than you think. And way cheaper than replacing all your stuff. Check out providers like Apollo, Square One, and Duuo – they have plans for everyone.

Don't Wait!

Get tenant insurance. It's the smart thing to do. Protect your stuff, protect yourself, and get peace of mind.

Check these out:

Apollo
Square One
Duuo

For some more premium providers you may also want to consider...

BCAA
RBC
TD Bank